I remember having conversations about real estate prices 7 or 8 years ago, particularly on the West Coast. “How can prices keep rising and where does all the money come from to buy these properties?” A house I sold in 1997 resold in 2005 for four times what I sold it for! I am not an economist, but something didn’t seem right to me about this kind of never-ending upward spiral. My ex-wife sells homes and told me people were getting into million dollar properties with little or no down payment.